Your Trusted Mortgage Partner in California

"I was paying 6.5% on my mortgage and honestly thought I was stuck with it. My friend mentioned FRMI and said they helped him refinance. I called them and within 3 weeks they got me down to 4.2%. That's saving me almost $400 a month. Can't believe I waited so long."

"We finally found our first home, but getting approved for a mortgage was way harder than we thought. Our credit wasn't perfect and we're both self-employed. FRMI worked with us, explained everything step by step, and got us approved. They even found us a better rate than we expected. Really grateful."

"Our law firm needed to expand our office space. Commercial loans are a whole different ball game - banks want so much paperwork and it takes forever. FRMI streamlined everything and got us funded in about 6 weeks instead of the 3-4 months everyone else was saying. Made a huge difference for us."

"I was dealing with a car accident lawsuit and money was tight. Medical bills were piling up and I couldn't work. My attorney told me about FRMI's pre-settlement funding. They advanced me money while I waited for my case to settle. It wasn't a huge amount, but it covered my rent and groceries for 8 months. Lifesaver."

"After my divorce, I needed to sell quickly to move on. Thought I'd have to take a hit on the price. FRMI handled everything - pricing, staging, marketing. Got full asking price in 3 weeks. Way easier than I thought it would be."

"We'd been looking for a house for almost a year. Everything was either too expensive, wrong neighborhood, or sold before we could even see it. FRMI showed us properties we didn't even know existed and helped us understand what we could actually afford. Closed on our house last month and couldn't be happier."

"My mom passed away and left me an annuity. I needed cash now, not payments over 20 years. FRMI helped me understand my options and gave me a fair lump sum. The whole process was straightforward and they answered all my questions."

"Won a small lottery prize - $50,000 a year for 20 years. Sounds great, but I needed a bigger chunk upfront to start my business. FRMI bought out my payments and gave me cash right away. Pretty simple process actually."

"Had a structured settlement from a work injury years ago. Monthly payments were fine, but I wanted to buy a house and needed a down payment. FRMI helped me sell some of my future payments for upfront cash. Worked out perfectly."

"We needed an accurate valuation on our property before listing it. Tried a couple online estimators but they were way off. FRMI's valuation was thorough - they looked at everything, explained the comps, and gave us a realistic number. Helped us price it right and sell quickly."

"I was paying 6.5% on my mortgage and honestly thought I was stuck with it. My friend mentioned FRMI and said they helped him refinance. I called them and within 3 weeks they got me down to 4.2%. That's saving me almost $400 a month. Can't believe I waited so long."

"We finally found our first home, but getting approved for a mortgage was way harder than we thought. Our credit wasn't perfect and we're both self-employed. FRMI worked with us, explained everything step by step, and got us approved. They even found us a better rate than we expected. Really grateful."

"Our law firm needed to expand our office space. Commercial loans are a whole different ball game - banks want so much paperwork and it takes forever. FRMI streamlined everything and got us funded in about 6 weeks instead of the 3-4 months everyone else was saying. Made a huge difference for us."

"I was dealing with a car accident lawsuit and money was tight. Medical bills were piling up and I couldn't work. My attorney told me about FRMI's pre-settlement funding. They advanced me money while I waited for my case to settle. It wasn't a huge amount, but it covered my rent and groceries for 8 months. Lifesaver."

"After my divorce, I needed to sell quickly to move on. Thought I'd have to take a hit on the price. FRMI handled everything - pricing, staging, marketing. Got full asking price in 3 weeks. Way easier than I thought it would be."

"We'd been looking for a house for almost a year. Everything was either too expensive, wrong neighborhood, or sold before we could even see it. FRMI showed us properties we didn't even know existed and helped us understand what we could actually afford. Closed on our house last month and couldn't be happier."

"My mom passed away and left me an annuity. I needed cash now, not payments over 20 years. FRMI helped me understand my options and gave me a fair lump sum. The whole process was straightforward and they answered all my questions."

"Won a small lottery prize - $50,000 a year for 20 years. Sounds great, but I needed a bigger chunk upfront to start my business. FRMI bought out my payments and gave me cash right away. Pretty simple process actually."

"Had a structured settlement from a work injury years ago. Monthly payments were fine, but I wanted to buy a house and needed a down payment. FRMI helped me sell some of my future payments for upfront cash. Worked out perfectly."

"We needed an accurate valuation on our property before listing it. Tried a couple online estimators but they were way off. FRMI's valuation was thorough - they looked at everything, explained the comps, and gave us a realistic number. Helped us price it right and sell quickly."