About FRMI
Empowering individuals and businesses during critical moments of need through innovative financial solutions
Our Mission
At FRMI, our mission is to provide innovative financial solutions that empower individuals and businesses during critical moments of need. Through our mortgage lending services, we deliver reliable, transparent, and competitive financing that helps clients achieve their real estate goals with confidence.
Simultaneously, our legal case purchasing and pre-settlement funding programs provide vital liquidity to clients facing long litigation timelines, offering fair and ethical access to funds when it matters most.
We are committed to integrity, compliance, and risk management in every transaction, ensuring trust with our clients, investors, and regulatory partners. By combining financial expertise with personalized service, FRMI strives to be a trusted partner—turning challenges into opportunities and future payment streams into present-day strength.
Personalized Service
Every client receives individual attention and customized solutions tailored to their unique financial needs and goals. Our dedicated team takes time to understand your specific situation, ensuring every recommendation aligns with your long-term objectives.
Integrity & Compliance
Highest standards of integrity, compliance, and risk management in every transaction. We maintain rigorous quality control processes and full regulatory compliance, protecting both clients and investors with transparent, ethical practices.
Innovative Solutions
Innovative financial solutions for critical moments of need. We combine traditional lending expertise with cutting-edge approaches, offering flexible terms and creative structures that adapt to modern financial challenges.
What We Do
Comprehensive financial services designed to meet diverse needs
Mortgage Lending
Residential, commercial, and refinancing solutions with competitive rates and flexible terms.
Real Estate Services
Complete brokerage services for buyers, sellers, and investors across California.
Funding Solutions
Pre-settlement funding, structured settlements, annuities, and lottery winnings.
Property Valuation
Professional appraisals and market analysis for informed real estate decisions.
Why Choose FRMI
We combine financial expertise with personalized service to deliver exceptional results
Personalized Service
Every client receives individual attention and customized solutions tailored to their unique financial needs and goals. Our experienced loan officers work one-on-one with you, taking time to understand your situation, answer questions, and guide you through every step of the process. We believe in building lasting relationships, not just processing transactions.
Integrity & Compliance
We maintain the highest standards of integrity, compliance, and risk management in every transaction we handle. Our rigorous quality control processes, independent QC department, and full regulatory compliance ensure that every loan meets strict standards. We're fully licensed, bonded, and committed to transparent, ethical practices that protect both clients and investors.
Innovative Solutions
We provide innovative financial solutions that empower individuals and businesses during critical moments of need. From flexible loan structures to creative funding programs, we adapt traditional financial products to modern challenges. Our integrated services—combining mortgage lending with real estate brokerage—offer unique advantages you won't find elsewhere.
Our Core Principles
The foundational values that guide everything we do
Speed & Efficiency
Streamlined processes and fast approvals without compromising quality or accuracy.
California Expertise
Deep understanding of California's unique real estate market and regulations.
Partnership Approach
We work as your partner, not just a service provider, invested in your success.
Transparency
Clear communication, honest assessments, and no hidden fees or surprises.
Growth Focused
Helping clients build wealth and achieve long-term financial goals.
Quality Assurance
Rigorous quality control ensures every transaction meets our high standards.
Our Impact
Building trust through results
Our Commitment to You
At FRMI, we don't just provide financial services—we build partnerships. Every decision we make, every loan we originate, and every transaction we handle is guided by our commitment to your success. We're here to empower you during life's most important financial moments, providing the expertise, transparency, and personalized service you deserve.
Ready to Work With a Trusted Partner?
Experience the FRMI advantage with our integrated mortgage and real estate services